The term “data breach” sounds menacing. But don’t panic! We’re here to help you navigate this situation and take actionable steps to protect yourself if you have been impacted by a data breach. We have partnered with BALANCE to provide you with a variety of resources that can minimize the fallout from data breaches, especially if you now find yourself a victim of identity theft.

First, know that you can:

  • Speak to a financial coach. The certified experts over at BALANCE can help resolve any issues related to identity theft, or help review a credit report for suspicious activity.
  • Check out the Identity Theft Toolkit. The BALANCE online toolkit is packed with practical tips and resources. It can be found here: http://bit.ly/2wO6Dy0

Here are some additional steps you can take to safeguard your identity in the event of a data breach:

  • Check your credit reports annually from Equifax, Experian, and TransUnion — for free — by visiting www.annualcreditreport.com. The coaches at BALANCE can even help you review these reports, including how to dispute inaccurate information.
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent charges from occurring on existing accounts.
  • Monitor existing credit card and financial institution accounts closely for charges that are not recognized.
  • You may also consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name is really you.

Do you still have questions? Probably. Data breaches can be complex. We’re here to help! Call us at 850.505.3200 to talk about how you can take a step further in protecting your accounts and your identity.