They say it’s not what you make, it’s what you save. Savers who follow a plan are twice as likely to save for retirement, have emergency funds, and stick to budgets.

It’s never too late to become a saver.  And America Saves Week (February 27 – March 4, 2017) is the perfect opportunity for you and your family to make YOUR plan and get into the savings habit.  Start with these five simple steps to help yourself save automatically—and successfully:

  1. Know What You’ve Got.
    You and your family members have annual checkups. So should your savings, to make sure your savings priorities are on the right track. Complete this simple 12-question assessment to check your financial fitness and start planning for the future.
  2. Learn What You Need to Do.
    Eliminating debt, creating a rainy-day fund, following a plan… becoming a better saver is easier when you have a positive “to-do” list. Use this Saver Checklist to find your personalized steps to success.
  3. Commit to Saving.
    Take the online America Saves pledge and commit to achievable savings goals that will help you reduce your debt, build your wealth and make a better future for yourself and your family. (Bonus: You can opt in on helpful text message savings tips and reminders).
  4. Share Your Goal.
    What are you saving for? College? A new car? A kitchen makeover? Join in the #ImSavingFor photo contest by sharing a pic or video on Facebook, Twitter or Instagram. You could win $500 to add to your savings!
  5. Get Social About Saving.
    Saving is a lot like exercising—it’s easier when you do it together than when you go it alone. Follow America Saves and the American Savings Education Council on Twitter and Facebook to join a supportive, encouraging, nationwide community of savers. (During America Saves Week, get real-time savings tips and advice from America Saves’ Twitter chats.)

One more thing to remember:
The first rule of saving is “pay yourself first.” Ask Pen Air about setting up an account dedicated to your savings goals, with automatic deposits to ensure you’re adding to it regularly. We’re always here to help you build a secure future for yourself and your family.